US Paycheck Calculators 2026

Calculators

Take-home pay

• Paycheck calculatorSalary or wages after federal tax, Social Security, Medicare and state tax.
• Hourly paycheck calculatorTake-home pay from an hourly rate and hours worked.

By state

• California paycheck calculatorFederal, California income tax and SDI.
• Texas paycheck calculatorFederal tax and FICA; Texas has no state income tax.
• New York paycheck calculatorFederal, New York State and New York City or Yonkers tax.
• Florida paycheck calculatorFederal tax and FICA; Florida has no state income tax.
• Illinois paycheck calculatorFederal and Illinois flat income tax.
• North Carolina paycheck calculatorFederal and North Carolina flat income tax.
• New Jersey paycheck calculatorFederal, New Jersey income tax and state payroll contributions.
• Ohio paycheck calculatorFederal, Ohio income tax and local income tax.
• Georgia paycheck calculatorFederal and Georgia income tax.
• Pennsylvania paycheck calculatorFederal, Pennsylvania flat income tax and local earned income tax.
• Michigan paycheck calculatorFederal, Michigan flat income tax and city income tax.
• Virginia paycheck calculatorFederal and Virginia income tax.

More states are being added; the /changelog lists each one.

Pay and hours tools

• Overtime calculatorTime-and-a-half pay after tax, with the federal overtime deduction estimate.
• Bonus tax calculatorWithholding on a bonus by the percentage or aggregate method, plus state tax.
• Time card calculatorWeekly hours from start, end and lunch times, Monday to Sunday.
• Hours calculatorHours between two times, across midnight, minus breaks.
• Salary to hourly calculatorAnnual salary as hourly, weekly, biweekly and monthly pay.
• Hourly to salary calculatorHourly rate as annual salary, with a chart of common rates.

How US paychecks are taxed

A US paycheck can have up to four layers of tax taken out before it reaches you.

Federal income tax. Your employer withholds federal income tax using your Form W-4 and the withholding tables in IRS Publication 15-T (2026), Federal Income Tax Withholding Methods. The amount depends on your pay, pay frequency, filing status and any adjustments on the W-4. Withholding is an estimate of your yearly tax; the final amount is settled on your annual return.

FICA (Social Security and Medicare). Social Security is withheld at 6.2% of wages up to the $184,500 wage base for the year, and Medicare at 1.45% of all wages, with Additional Medicare Tax of 0.9% on wages above $200,000 (IRS Publication 15 (Circular E) (2026); SSA for the wage base). Your employer pays a matching share of Social Security and Medicare that does not come out of your pay.

State income tax. Most states tax wages, each with its own tables or flat rate, and a few, including Texas and Florida, have no state income tax on wages (Texas Comptroller (2026); Florida Department of Revenue (2026)). Some states also take a payroll contribution, such as California SDI (California EDD (2026)) or New Jersey's disability and family leave contributions (New Jersey Division of Taxation (2026)). Each state page names its revenue department and table.

Local income tax. Some cities, counties and school districts tax wages too, for example New York City and Yonkers (New York State Department of Taxation and Finance (2026)), many Ohio municipalities (Ohio Department of Taxation (2026)), Pennsylvania's local earned income tax (Pennsylvania Department of Revenue (2026)) and Michigan cities such as Detroit (Michigan Department of Treasury (2026)). State pages include local tax where the calculator covers it and say so where it does not.

Pre-tax deductions. Contributions to a 401(k) or 403(b), an HSA and pre-tax insurance premiums come out before federal income tax, which lowers the amount it is figured on. Traditional 401(k) and 403(b) contributions still count for Social Security and Medicare.