United States · Calculator

Florida Paycheck Calculator 2026

Enter your pay and W-4 details to see a Florida paycheck after federal income tax, Social Security and Medicare for tax year 2026.

Tax year 2026 · IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Florida Department of Revenue (2026) · checked September 29, 2026Sources

Each state has its own page and its own tax rules.

Your gross pay before any tax or deduction: a yearly salary or an hourly rate.

Pay type

Salary is an amount per year; hourly is an amount per hour.

Shown for hourly pay. Your usual total hours in a week.

How often you are paid: weekly, biweekly (every two weeks), semimonthly (twice a month) or monthly.

Filing status

As marked in Step 1(c) of your 2020-or-later Form W-4: single or married filing separately, married filing jointly, or head of household.

More deductions 401(k), HSA, W-4 steps 3–4, state form

The share of each paycheck sent to a traditional 401(k) before tax. In Florida it lowers only federal income tax, since there is no state income tax to reduce; Social Security and Medicare still apply to it.

Health savings account contributions made through payroll under a cafeteria plan. They lower federal income tax, Social Security and Medicare wages.

Health, dental or vision premiums and similar deductions taken before tax.

The total from Step 3 of your Form W-4.

Income not from jobs that you asked to have withholding on.

Deductions beyond the standard deduction, as entered on your W-4.

Any additional federal amount withheld each pay period.

The filing status on your California Form DE 4, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New York Form IT-2104, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New Jersey Form NJ-W4.

The filing status on your North Carolina Form NC-4 or NC-4 EZ, which can differ from your federal W-4.

The Georgia filing status on Form G-4, Employee's Withholding Allowance Certificate. It sets the Georgia standard deduction used in withholding.

The rate table letter selected on Form NJ-W4, if you chose one; otherwise the table set by your filing status is used.

New York City, Yonkers, or elsewhere. New York City and Yonkers taxes are withheld from residents; the choice follows your home address, not your office.

Tick this if you work in Yonkers but live outside it. Yonkers withholds a nonresident earnings tax on those wages.

The number on Line 1 of your Form IL-W-4, Employee's and other Payee's Illinois Withholding Allowance Certificate. With no IL-W-4 on file, your employer uses zero.

The number on Line 2 of your IL-W-4, for age 65 or older, legal blindness, or the same for your spouse. Each one lowers the wages Illinois tax is figured on by $1,000 a year (Illinois Department of Revenue, IL-700-T (2026)).

The number of allowances claimed on Form DE 4. Each allowance lowers California withholding by $168.30 a year (EDD, California Employer's Guide (DE 44) (2026)).

Extra allowances claimed on Form DE 4 for itemized deductions.

The number of New York allowances claimed on Form IT-2104 (the same count applies to New York City and Yonkers withholding).

The number of New Jersey withholding allowances claimed.

The number of North Carolina withholding allowances claimed on Form NC-4.

The number of dependents claimed on Form G-4.

The number of personal and dependent exemptions claimed on Form VA-4, Employee's Virginia Income Tax Withholding Exemption Certificate.

Exemptions for age or blindness, claimed separately on Form VA-4.

The number of Ohio exemptions claimed on Form IT 4, Employee's Withholding Exemption Certificate.

The number of exemptions claimed on Form MI-W4, Employee's Michigan Withholding Exemption Certificate.

Detroit is the only Michigan city included so far: say whether you live there or only work there, because residents and non-residents pay different rates. Other Michigan cities with an income tax are being added.

For people who live or work in Philadelphia, the city's wage tax applies in place of the usual local earned income tax withholding, with separate resident and non-resident rates.

There is no state withholding form in Florida, so this page has no state allowance fields.

Florida has no state income tax. Your paycheck has federal income tax, Social Security and Medicare withheld (Florida Department of Revenue, 2026).

Take-home pay per paycheck live

$1,783.56

$46,372.56 a year · every 2 weeks (26 paychecks)

  • Gross pay per paycheck$2,115.38
  • Federal income tax−$170.00
  • Social Security−$131.15
  • Medicare−$30.67
  • Florida state income taxnone
  • Take-home pay per paycheck$1,783.56
  • Take-home pay per year$46,372.56

Estimate for tax year 2026 based on IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Florida Department of Revenue (2026). Not tax, legal or financial advice. Your employer's payroll may differ.

Compare two scenarios

Set a Florida job next to the same pay in New York to see the state and city tax difference per paycheck, and share the link that keeps both.

A blank paycheck stub lying on an office desk beside a pen.

How it works

A Florida paycheck has three taxes taken out, all federal. The calculator takes your gross pay for one pay period, subtracts the pre-tax deductions you entered, and works out each one. Federal income tax follows the percentage method in IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, using your W-4 entries. Social Security is 6.2% of wages up to $184,500 for the year (SSA; IRS Publication 15 (2026)). Medicare is 1.45% of all wages, plus Additional Medicare Tax of 0.9% on wages over $200,000 (IRS Publication 15 (2026)).

Florida does not tax the wages of individuals, and Florida cities and counties do not levy a local income tax (Florida Department of Revenue, 2026). Florida has no state disability or paid family leave deduction from employee pay. Florida reemployment tax, the state's unemployment tax, is paid by employers to the Florida Department of Revenue and is not taken from your paycheck.

With no state or local income tax, the federal line is the only income tax on a Florida pay stub, so your W-4 filing status and Step 3 and Step 4 entries account for most of the difference between two workers with the same pay.

Not included: employer-paid taxes, after-tax deductions such as Roth 401(k) or union dues, garnishments, bonuses and other supplemental wages, tips, income tax another state may charge on wages it treats as earned there, and any refund or balance due when you file your federal return. Your employer's payroll may round differently.

Worked example

Take a $55,000 salary paid biweekly, filing single, with no other W-4 entries and no deductions. Gross pay is $55,000 divided by 26 paychecks, which is $2,115.38. Federal withholding under Pub 15-T, using the single-filer annual table, is $170.00. Social Security is $131.15 and Medicare is $30.67. Florida state income tax is $0.00, since Florida does not tax wages. Take-home pay is $1,783.56 per paycheck, or $46,372.56 over the year's 26 paychecks.

Frequently asked questions

Does Florida have a state income tax?

No. Florida does not tax the wages of individuals, so no state income tax is withheld from a Florida paycheck (Florida Department of Revenue).

How much is taken out of a paycheck in Florida?

Only federal amounts: income tax withholding under IRS Publication 15-T (2026), Social Security at 6.2% and Medicare at 1.45%. With the $55,000 example above, they come to 15.7% of gross pay.

Do Miami, Orlando or Tampa have a city income tax?

No. Florida cities and counties do not levy a local income tax, so a Florida pay stub has no local tax line.

What is Florida reemployment tax, and do employees pay it?

Reemployment tax is Florida's name for state unemployment tax. Employers pay it to the Florida Department of Revenue; it is not deducted from employee wages.

If I move from New York to Florida, does my paycheck change?

Once your employer's payroll treats you as working in Florida, New York State, New York City and Yonkers withholding, SDI and Paid Family Leave no longer come out, and only federal income tax, Social Security and Medicare remain. The New York paycheck calculator shows the lines that drop off. New York can still tax wages it treats as earned in New York, so a pay stub may keep a New York line the calculator does not add (New York State Department of Taxation and Finance, 2026).

Why is my Florida paycheck lower than this estimate?

Common reasons are health premiums, 401(k) or Roth contributions, or W-4 entries not entered here. Open "More deductions" and add them to match your pay stub.