United States · Calculator

Ohio Paycheck Calculator 2026

Enter your pay, filing details and the Ohio city and school district that apply to you to see a paycheck after federal, state and local income tax for tax year 2026.

Tax year 2026 · IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Ohio Department of Taxation (2026) · checked September 29, 2026Sources

Each state has its own page and its own tax rules.

Your gross pay before any tax or deduction.

Pay type

Salary is a yearly amount; hourly is an amount per hour.

Shown for hourly pay. Enter your usual total weekly hours; overtime pay follows the U.S. Department of Labor, Fair Labor Standards Act (FLSA).

Weekly, biweekly (every two weeks), semimonthly (twice a month) or monthly.

Filing status

As marked in Step 1(c) of your 2020-or-later Form W-4: single or married filing separately, married filing jointly, or head of household.

More deductions 401(k), HSA, W-4 steps 3–4, state form

The share of each paycheck sent to a traditional 401(k) before tax. It lowers federal and Ohio taxable wages, not Social Security or Medicare wages.

Health savings account contributions made through payroll under a cafeteria plan.

Health, dental or vision premiums and similar deductions taken before tax.

The total from Step 3 of your Form W-4.

Income not from jobs that you asked to have withholding on.

Deductions beyond the standard deduction, as entered on your W-4.

Any additional federal amount withheld each pay period.

The filing status on your California Form DE 4, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New York Form IT-2104, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New Jersey Form NJ-W4.

The filing status on your North Carolina Form NC-4 or NC-4 EZ, which can differ from your federal W-4.

The Georgia filing status on Form G-4, Employee's Withholding Allowance Certificate. It sets the Georgia standard deduction used in withholding.

The rate table letter selected on Form NJ-W4, if you chose one; otherwise the table set by your filing status is used.

New York City, Yonkers, or elsewhere. New York City and Yonkers taxes are withheld from residents; the choice follows your home address, not your office.

Tick this if you work in Yonkers but live outside it. Yonkers withholds a nonresident earnings tax on those wages.

The number on Line 1 of your Form IL-W-4, Employee's and other Payee's Illinois Withholding Allowance Certificate. With no IL-W-4 on file, your employer uses zero.

The number on Line 2 of your IL-W-4, for age 65 or older, legal blindness, or the same for your spouse. Each one lowers the wages Illinois tax is figured on by $1,000 a year (Illinois Department of Revenue, IL-700-T (2026)).

The number of allowances claimed on Form DE 4. Each allowance lowers California withholding by $168.30 a year (EDD, California Employer's Guide (DE 44) (2026)).

Extra allowances claimed on Form DE 4 for itemized deductions.

The number of New York allowances claimed on Form IT-2104 (the same count applies to New York City and Yonkers withholding).

The number of New Jersey withholding allowances claimed.

The number of North Carolina withholding allowances claimed on Form NC-4.

The number of dependents claimed on Form G-4.

The number of personal and dependent exemptions claimed on Form VA-4, Employee's Virginia Income Tax Withholding Exemption Certificate.

Exemptions for age or blindness, claimed separately on Form VA-4.

The number of Ohio exemptions claimed on Form IT 4, Employee's Withholding Exemption Certificate.

The number of exemptions claimed on Form MI-W4, Employee's Michigan Withholding Exemption Certificate.

Detroit is the only Michigan city included so far: say whether you live there or only work there, because residents and non-residents pay different rates. Other Michigan cities with an income tax are being added.

For people who live or work in Philadelphia, the city's wage tax applies in place of the usual local earned income tax withholding, with separate resident and non-resident rates.

Any extra Ohio amount you asked your employer to withhold.

Ohio taxes wages at the state level under the 2026 withholding tables of the Ohio Department of Taxation (2026), and many Ohio cities and some school districts add their own income tax on top; this calculator does not include city or school district tax yet.

Take-home pay per paycheck live

$1,883.74

$48,977.24 a year · every 2 weeks (26 paychecks)

  • Gross pay per paycheck$2,307.69
  • Federal income tax−$193.08
  • Social Security−$143.08
  • Medicare−$33.46
  • Ohio income tax−$54.33
  • City income taxnot included
  • School district income taxnot included
  • Take-home pay per paycheck$1,883.74
  • Take-home pay per year$48,977.24

Ohio city and school district income taxes are not included yet; their 2026 rates are being checked against official sources.

Estimate for tax year 2026 based on IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Ohio Department of Taxation (2026). Not tax, legal or financial advice. Your employer's payroll may differ.

Compare two Ohio cities

Put the same pay in two Ohio cities side by side, for example Columbus and Cleveland, or a job in Cincinnati while living in a suburb, and share the link that keeps both.

A blank paycheck stub lying on an office desk beside a pen.

How it works

The calculator starts with your gross pay for one pay period, subtracts the pre-tax deductions you entered, and then works out each tax separately. Federal income tax follows the percentage method in IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, using your W-4 entries. Social Security is 6.2% of wages up to $184,500 for the year (SSA; IRS Publication 15 (2026)). Medicare is 1.45% of all wages, plus Additional Medicare Tax of 0.9% on wages over $200,000 (IRS Publication 15 (2026)).

Ohio income tax follows the employer withholding tables of the Ohio Department of Taxation (2026). Each IT 4 exemption reduces annual wages by $650 before the table rate is applied. Municipal income tax is set by each city or village and collected by the city or by a central agency such as RITA or CCA; it is usually charged at your work city's rate, plus any difference your home city charges residents after its credit. School district income tax is administered by the Ohio Department of Taxation and uses either a traditional base or an earned-income base, depending on the district. The calculator does not include city or school district income tax yet: their 2026 rates are still being checked against official sources, so the result rows show them as not included. Ohio has no state disability or family leave deduction from employee pay.

Not included: joint economic development district taxes, refunds for days worked outside the city, garnishments, union dues, after-tax Roth contributions, tips, bonuses taxed as supplemental wages, and year-end credits or refunds. Your employer's payroll may round differently.

Worked example

Take a $60,000 salary paid biweekly, filing single on the W-4 with one IT 4 exemption, working and living in Columbus with no school district income tax and no other deductions. Gross pay is $2,307.69 per paycheck. Federal income tax withholding comes to $193.08, Social Security to $143.08 and Medicare to $33.46. Ohio income tax withholding is $54.33. Columbus city income tax is not included yet, so take-home pay before it is $1,883.74 per paycheck, or $48,977.24 over the year's 26 paychecks.

Frequently asked questions

Why is there a city tax on my Ohio paycheck?

Most Ohio cities and villages levy a municipal income tax on wages earned within their limits, and many also tax residents who work elsewhere. Rates are set locally by each city and published by its tax administrator. The calculator does not include them yet.

What is Ohio school district income tax?

It is a tax some Ohio school districts levy on residents, whatever city they work in. Your district and its number appear on Form IT 4, and the rate for a district is published by the Ohio Department of Taxation (2026).

What is Form IT 4?

Form IT 4 is Ohio's employee withholding exemption certificate. It records your Ohio exemptions and your school district of residence, separately from the federal W-4.

Do I pay city tax where I live or where I work in Ohio?

The work city taxes wages earned there. Whether your home city also taxes you depends on its credit for tax paid to the work city, which each municipality sets in its own ordinance.

Is a 401(k) contribution taxed by Ohio cities?

Usually yes. Ohio municipal income tax generally applies to wages before 401(k) deferrals, so the calculator uses Medicare wages as the city tax base.